This policy template is provided by Nkwali Compliance Consultants (Pty) Ltd (“we” or “us”) as a

general guide only.

1. LIMITATIONS OF TEMPLATE
   1.1 This template is not intended to be a bespoke policy document tailored to your specific business requirements.
   1.2 You acknowledge that this template may not meet your specific business needs.

2. YOUR RESPONSIBILITIES
   2.1 You must carefully review, edit, and adapt this template to suit your unique business needs.
   2.2 You are responsible for ensuring that the adapted template complies with all relevant laws and regulations.

3. RECOMMENDATION FOR PROFESSIONAL COMPLIANCE ADVICE
   We recommend that you seek professional advice to ensure that this template meets your specific requirements and complies with all relevant laws and regulations.

4. RESTRICTIONS ON USE
   4.1 You are licensed to use this template for your personal or business use only.
   4.2 You may not sell, distribute, or transfer this template to any third party without our prior written consent.
   4.3 You may not use this template to create a product or service that competes with our business.

5. DISCLAIMER
   We disclaim all warranties, express or implied, regarding the suitability of this template for your specific business needs.

6. GOVERNING LAW
   These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa.

7. ACCEPTANCE
   By using this policy template, you acknowledge that you have read, understood, and accepted these Terms and Conditions.

VERSION: 202501